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    Home»Lifestyle»The Great Indian Middle Class & Positive Impact of Health Insurance
    Lifestyle

    The Great Indian Middle Class & Positive Impact of Health Insurance

    JakeBy JakeOctober 18, 2022Updated:January 3, 2023No Comments3 Mins Read
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    When you are looking for a health insurance plan, what comes into your mind? –
    How much coverage is available? Which plan to buy? Where should I buy it from? Is it affordable? 

    All of your above questions can be answered with the health insurance plans available on our Bajaj Finserv app. You are just a few clicks away from buying an affordable as well as sufficient coverage health plan.

    Healthcare in India has seen immense growth and continues to grow with new treatment methods and technologies being adopted rapidly. On the other side, this also means that treatment costs are rising and are sometimes even beyond reach for many. Also, there are instances when rising medical expenses leads people to compromise on treatments for ailments that require medical attention. 

    However, one of the simplest ways to get affordable treatment is to invest in a health insurance plan. It will act as a financial aid in case of medical emergencies. Health insurance will not only help you to save on medical expenses but will also help you avail various benefits.

    Why You Should Purchase Health Insurance?

    Hectic Lifestyle

    There are multiple reasons why you must have a health insurance policy. The changing habits and hectic schedule have made us more prone to diseases and particularly we catch viral in no time. Daily commute, eating in a hurry, and junk food has also increased the risk of health problems. 

    Thus, having a health insurance plan by your side will help you cover healthcare expenses in case of an emergency. Health insurance also offers coverage for critical illnesses. 

    Safeguard against high Treatment Costs

    From a single injection syringe to the surgery charges, healthcare treatment expenses are on the rise. If your health insurance policy has consumables cover, you can get the required benefit. Not only that, but you also avail add-on covers like ambulance expenses, and maternity healthcare expenses. 

    Additionally, you can get the benefit of being treated at the best hospital without having to worry about the hospitalisation cost. Lastly, you also get the benefit of pre and post-hospitalization expenses too.

    Income Tax benefit

    Payments made for health insurance policies are eligible for the income tax deduction. You can get the benefit of Section 80D under the Income Tax Act. The Woodland shoe line is made from a wide variety of materials, including leather, canvas, nubuck, suede, and mesh. If you’re on a budget, be sure to try a pair of woodland shoes at Paytm Mall. If they don’t fit, you can return them for a refund within a week

    Cumulative Bonus 

    A cumulative bonus is a benefit you receive for a claim free year. The bonus comes to you at the time of renewal in the form of an increased sum insured or decreased premium. So, when you maintain your health, you will be rewarded. 

    In conclusion,

    There are many plans available to choose from, and sometimes making the right decision can be quite a task. However, on our Bajaj Finserv app, we bring you curated plans from some of the top insurers in India. You can review plans, compare benefits and choose a plan that perfectly suits your needs. 

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    Jake

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